Auto insurance · PIP claims

Farmers / Bristol West PIP Claims: Car Accident Injury Care in Davie & Plantation

Farmers / Bristol West PIP claims: after a car accident, UrgentMed treats drivers and passengers insured with Farmers / Bristol West at both clinics — Davie and Plantation — seven days a week, no appointment needed, and bills your personal injury protection (PIP) benefits directly — inside Florida’s 14-day rule, with the emergency-medical-condition evaluation done here.

How the visit works on a Farmers / Bristol West auto claim

Farmers Insurance writes standard auto policies in Florida; Bristol West is its non-standard auto brand and Foremost its specialty-lines brand.

1. Come in within 14 days of the crash. Florida’s no-fault law requires initial care within 14 days for PIP benefits to apply; walk in any day, or check in online.
2. Bring your auto policy or claim number, the date of the accident and a photo ID. Passengers bring the policy of the vehicle they were in, or their own.
3. Evaluation with imaging on site. Provider exam, digital X-ray for neck, back and extremity injuries, and treatment for sprains, cuts and concussion symptoms.
4. Emergency medical condition (EMC) determination documented when appropriate — it decides whether the $10,000 or the $2,500 PIP medical limit applies to your claim.
5. Billing. We bill Farmers / Bristol West PIP directly — PIP pays 80% of reasonable medical expenses up to the policy limit after your deductible; MedPay, if you carry it, can cover the balance. Records go to your carrier, and to your attorney if you have one, on request.

Injuries we evaluate after a crash

• Neck and back pain, whiplash and muscle strain — examined and X-rayed the same day, with a referral for MRI when the exam calls for it.
• Sprains, fractures and contusions of the wrist, knee, shoulder and ribs from bracing or the seat belt.
• Cuts from glass and airbags, abrasions and minor burns.
• Headache, dizziness and concussion symptoms after a head strike, with written return-to-activity guidance.
• Symptoms that appear a day or two later — stiffness, numbness, headaches — which is why being seen inside the 14 days matters even if you felt fine at the scene.

Documentation for your claim

Every visit produces a dated record of the injury, the examination, imaging results, the diagnosis and the treatment plan — the documentation a PIP claim, a bodily-injury claim against the at-fault driver, or an attorney needs. Records are released to you, your carrier or your attorney with a signed authorization.

Policies and brands we see

• Farmers auto — PIP
• Bristol West auto — PIP
• Foremost / Security National

If the crash happened on the job

A crash while driving for your job is usually a workers’ compensation claim first — see our workers’ compensation page and tell the front desk both policies so the claim is set up correctly.

Other auto insurance (pip) we accept

See everything on the insurance accepted page, including auto insurance (pip) and self-pay pricing.