Mercury Insurance PIP Claims: Car Accident Injury Care in Davie & Plantation

Mercury Insurance PIP claims: after a car accident, UrgentMed treats drivers and passengers insured with Mercury Insurance at both clinics — Davie and Plantation — seven days a week, no appointment needed, and bills your personal injury protection (PIP) benefits directly — inside Florida’s 14-day rule, with the emergency-medical-condition evaluation done here.

How Mercury Insurance PIP claims work at UrgentMed

Mercury Insurance is a California-based auto insurer that expanded into Florida, writing personal auto policies through independent agents.

Mercury Insurance writes the auto policy, so personal injury protection on a Mercury Insurance policy is billed to Mercury Insurance directly. If you own a car, your own policy usually pays, even when you were a passenger; if not, a household relative’s, and then the policy of the vehicle you were in. Bring the policy or claim number and the date of the crash.

Come in within 14 days of the crash — Florida’s no-fault law requires initial care inside that window for PIP medical benefits to apply. Bring the policy or claim number, the date of the accident and a photo ID. The visit includes a provider exam, digital X-ray on site and, where it applies, the emergency-medical-condition determination that decides whether the $10,000 or the $2,500 PIP medical limit is available. We bill Mercury Insurance PIP directly; if PIP runs out or is denied while an attorney is handling your claim, treatment can continue under a letter of protection.

Policies and brands we see

• Mercury auto — PIP

The injuries treated after a crash, the 14-day rule, the EMC determination, MedPay and what to do when the crash happened on the job are set out on the auto insurance (PIP) page and the car accident care page.

The full list of auto insurance (PIP) carriers we accept is on the category page, alongside self-pay pricing and the site-wide insurance accepted list.