Auto insurance · PIP claims

Progressive PIP Claims: Car Accident Injury Care in Davie & Plantation

Progressive PIP claims: after a car accident, UrgentMed treats drivers and passengers insured with Progressive at both clinics — Davie and Plantation — seven days a week, no appointment needed, and bills your personal injury protection (PIP) benefits directly — inside Florida’s 14-day rule, with the emergency-medical-condition evaluation done here.

How the visit works on a Progressive auto claim

Progressive is a top-three auto insurer in Florida; it writes both standard and non-standard policies, and its PIP and MedPay claims are processed through Progressive’s medical claims units.

  1. Come in within 14 days of the crash. Florida’s no-fault law requires initial care within 14 days for PIP benefits to apply; walk in any day, or check in online.
  2. Bring your auto policy or claim number, the date of the accident and a photo ID. Passengers bring the policy of the vehicle they were in, or their own.
  3. Evaluation with imaging on site. Provider exam, digital X-ray for neck, back and extremity injuries, and treatment for sprains, cuts and concussion symptoms.
  4. Emergency medical condition (EMC) determination documented when appropriate — it decides whether the $10,000 or the $2,500 PIP medical limit applies to your claim.
  5. Billing. We bill Progressive PIP directly — PIP pays 80% of reasonable medical expenses up to the policy limit after your deductible; MedPay, if you carry it, can cover the balance. Records go to your carrier, and to your attorney if you have one, on request.

Injuries we evaluate after a crash

  • Neck and back pain, whiplash and muscle strain — examined and X-rayed the same day, with a referral for MRI when the exam calls for it.
  • Sprains, fractures and contusions of the wrist, knee, shoulder and ribs from bracing or the seat belt.
  • Cuts from glass and airbags, abrasions and minor burns.
  • Headache, dizziness and concussion symptoms after a head strike, with written return-to-activity guidance.
  • Symptoms that appear a day or two later — stiffness, numbness, headaches — which is why being seen inside the 14 days matters even if you felt fine at the scene.

Documentation for your claim

Every visit produces a dated record of the injury, the examination, imaging results, the diagnosis and the treatment plan — the documentation a PIP claim, a bodily-injury claim against the at-fault driver, or an attorney needs. Records are released to you, your carrier or your attorney with a signed authorization.

Policies and brands we see

  • Progressive auto — PIP
  • Progressive MedPay

Ready to be seen?

Walk in at Davie or Plantation seven days a week, or check in online to hold your place. No appointment needed.

If the crash happened on the job

A crash while driving for your job is usually a workers’ compensation claim first — see our workers’ compensation page and tell the front desk both policies so the claim is set up correctly.

Both clinics, seven days a week

Other auto insurance (pip) we accept

See everything on the insurance accepted page, including auto insurance (pip) and self-pay pricing.

Frequently asked questions

Does UrgentMed accept Progressive PIP claims?

Yes. We treat drivers and passengers with Progressive policies at both clinics and bill Progressive personal injury protection directly.

How soon after the accident do I need to be seen?

Within 14 days of the crash for PIP benefits to apply under Florida law. Same-day and next-day visits are the norm — walk in or check in online.

What is an emergency medical condition (EMC) and why does it matter?

It is a determination a physician, PA or nurse practitioner documents when the injury meets Florida’s definition; it decides whether $10,000 or $2,500 of PIP medical benefits are available on the claim.

What do I bring?

Your auto insurance card or claim number, the date of the accident, a photo ID, and any health insurance card as secondary coverage. Passengers bring the policy for the vehicle they were in, or their own.

Do you work with my attorney?

Yes — records and bills are sent to your attorney on request with a signed authorization, and treatment continues under PIP while the claim is handled.

If you are experiencing a life-threatening emergency — chest pain, difficulty breathing, severe bleeding, stroke symptoms — call 911 or go to the nearest emergency room.